Finxplorer integrates 9 interconnected modules:

1. 01
   Assumptions : project setup, operating expenses, capital investments and financing.
2. 02
   Production : capacities, volumes, unit pricing and margins per product.
3. 03
   Investment : fixed assets, depreciation schedules and financing structure.
4. 04
   Costs : operating expense breakdown and cost of goods sold analysis.
5. 05
   Results : income statements, projected balance sheets and financial equilibrium.
6. 06
   Cash Flow : cash flow statements, working capital requirements and liquidity.
7. 07
   Sensitivity : optimistic, realistic and pessimistic scenarios.
8. 08
   Advanced Simulation : Monte Carlo trials, What If analyses, goal seek and sensitivity matrices.
9. 09
   KPI and Report : financial ratios, solvency diagnostics, risk evaluations and recommendations.

The software also includes 17 predefined sector templates and a financial educational learning center.

Financial audit capability: financial health analysis of operational enterprises, functional balance sheet diagnostics, liquidity and debt capacity evaluation, identification of financial vulnerabilities and corrective action simulations.

A virtual committee of three AI agents reviews financial outcomes across three perspectives: investment and growth, operational performance, and financial prudence.

It delivers comparative assessments, scores out of 100, qualitative insights and a clear consensus, based on models accessible through Google Gemini and OpenRouter.

• Time savings in financial modeling and report preparation.
• Structured diagnostics of enterprise financial health.
• Early anticipation of liquidity and debt service risks.
• Rigorous evaluation of profitability, solvency and loan repayment capacity.
• Scenario simulations to stress test corrective actions.
• Professional deliverables directly usable for internal analysis and discussions with financing partners.

Data confidentiality: Finxplorer operates locally on the user machine. When using the AI advisory module, only calculated outputs are transmitted to AI providers for complementary analysis. Raw project inputs and financial assumptions are never sent. Project files and backups remain stored locally.

Finxplorer incorporates calculation algorithms and features grounded in multiple regulatory standards:

• Algerian SCF : Financial Accounting System governed by Law number 07-11.
• Algerian Tax Code : corporate income tax IBS, personal income tax IRG, flat tax IFU and statutory exemptions.
• Islamic Finance : Murabaha and Musharakah contracts modeling, aligned with AAOIFI standards.
• UNIDO Methodology : principles for industrial feasibility study preparation and evaluation.
• Algerian Banking Regulations : solvency ratios and regulatory reference to instruction 20-02 on Islamic finance.

These capabilities do not constitute official regulatory certification by themselves. Tax parameters must always be verified against the rules applicable to the specific fiscal period.

Finxplorer stands out through its dual mission: feasibility studies for new investments and financial health audits for existing operating enterprises.

Its deep adaptation to the Algerian regulatory framework, integrated 5 year financial modeling, advanced stress simulations, AI assisted audit and automated Word and Excel export unify financial analysis, enterprise diagnosis, risk evaluation and investment file preparation into a single solution covering both conventional and Islamic finance.